Pre-approved Mortgage Provider in UAE

We simplify home financing with our expert mortgage consultants, best interest rates and faster approvals tailored for UAE nationals and residents.

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Banking Partners

dubai_islamic_bank
emirates_islamic
enbd
national-bank-of-fujairah_ok
rakbank
adcb
adib
al-hilal-bank
bank-of-baroda
commercial-bank-of-dubai
fab
hsbc
mashreq-logo_orange-2
sharjah_islamic_bank
ajman
arab_bank_ok

════ Why Choose Us

Your Guide to Smarter Home Financing in the UAE.

At Keyzo, we make mortgages simple. Whether you’re a first-time buyer, investor or expat, our expert advisors guide you through every step—helping you secure the best deal quickly, easily and with complete peace of mind.

Exceptional Customer Service

We prioritize your satisfaction. Our dedicated customer service team is ready to assist

Extensive Network of Lenders

We have established strong partnerships with a wide network of reputable lenders

Unbiased and Transparent Approach

Transparency and objectivity are at the core of our values. Our platform provides unbiased

Expertise and Knowledge

Our team consists of financial experts with deep industry knowledge

════ How much do you need?

Mortgage Calculator

Main Specifications

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════ Compare Mortgage

Compare & Get the
Best Home Loans in the UAE

Compare mortgage rates ⮕
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Best home loan in Dubai, guaranteed

We tied up with all the major banks to get you the best mortgage rates in Dubai and the UAE. We will always offer you the lowest home finance rate. Gu

0 brokerage fees for all the mortgage applications

We don’t charge any mortgage commissions , origination or underwriting fees. We get paid by our banking partners so you don't have to pay us.

Buy property in Dubai on installments

Looking for a post handover payment plan? Compare the home loan rates in UAE and Dubai and get pre-approved in as fast as 24h.

════ OUR Journey

The Road to Your Dream Home

You’ll never be out of the loop — and we're always available to assist you.

01
APPLY ONLINE

~2 MINUTES
Simply head to www.keyzo.ae and tap "Chat With Us," or contact us directly via the details available on our site.

02
KEYZO CONSULTATION

~30 MINUTES
Our professionals will promptly get in touch to launch your application and provide step-by-step guidance for a seamless and transparent experience.

03
PRE-APPROVAL

5-7 WORKING DAYS
We'll work with you to select the right bank and handle the entire pre-approval process on your behalf.

04
PROPERTY VALUATION

3-5 WORKING DAYS
After you confirm your property choice, we'll proceed with its valuation.

05
FINAL OFFER LETTER

3-5 WORKING DAYS
When the valuation meets the requirements, we'll ensure the bank issues your Final Offer
Letter for signing.

06
SELLER MORTGAGE SETTLEMENT

10 WORKING DAYS; (IF APPLICABLE)
Our team will handle the mortgage liability settlement directly with the bank.

07
TRANSFER OF OWNERSHIP

2-3 WORKING DAYS
In this exciting step, ownership is officially transferred to you at the Land Department or Trustee Office.

════ Our Services

Your Trusted Guide to
Finding the Perfect Loan

We provide clear, step-by-step assistance tailored to your unique financial needs, ensuring that you find the perfect loan with confidence.

Keys to Ownership

We prioritize your satisfaction. Our dedicated customer service team is ready to assist you.

Read More ⮕

Browse Properties

We prioritize your satisfaction. Our dedicated customer service team is ready to assist you.

Read More ⮕

════ Our Working Process

Simplified Steps to Find Your
Ideal Loan

Keyzo Mortgage vs Direct Bank

We compare offers from multiple banks to find you the best rate.

Free, expert advice tailored to your financial situation.

We match you with lenders that fit your profile.

We streamline the process for quick turnaround.

From consultation to final paperwork – we handle everything.

We negotiate terms on your behalf with multiple banks.

Limited to that bank’s own products.

Generic solutions, limited personalization.

One-size-fits-all criteria may limit approval.

Can involve longer internal procedures.

You manage the process on your own.

No negotiation – fixed terms only.

════ NEWS & TIPS

Recent News & Blog

Discover effective strategies for managing your loan repayments and staying on track financially.

Latest News

Discover effective strategies for managing your loan repayments and staying on track financially.

Discover More ⮕
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Commercial finance:

At Keyzo, we provide smart and flexible commercial finance solutions to help businesses across the UAE grow and thrive. Whether you're looking to purchase commercial property, expand operations, or invest in new infrastructure, our financing options are tailored to meet your specific goals. We work with a wide network of banks and financial institutions to secure the most competitive terms, giving you access to the capital you need—when you need it.

Our team of experienced advisors simplifies the entire process, from assessing your requirements and structuring the loan to negotiating with lenders and ensuring timely approvals. With a deep understanding of the local market and business landscape, Keyzo is your trusted partner for reliable and result-driven commercial financing. Let us help you take your business to the next level with confidence and financial clarity.

Equity release / Buyouts:

At Keyzo, our Equity Release and Buyout solutions are designed to help property owners in the UAE unlock the value of their real estate. Whether you need access to additional funds for investment, education, or personal expenses, equity release allows you to tap into your property’s built-up value without selling it. Our expert advisors guide you through the entire process, ensuring competitive rates, flexible terms, and a smooth experience.

If you're looking to buy out a co-owner—whether due to partnership dissolution, divorce, or inheritance—we provide tailored mortgage solutions to help you take full ownership of your property. We work closely with top banks in the UAE to offer you the most suitable financing options, making the transition seamless and stress-free. With Keyzo, you gain access to expert support, transparent processes, and the confidence to move forward with your financial goals.

Non-resident mortgages:

At Keyzo, we understand the growing interest of international buyers in the UAE property market. Our Non-Resident Mortgage solutions are specially designed for individuals living outside the UAE who wish to invest in residential or commercial real estate here. Whether you're purchasing a home for personal use or expanding your investment portfolio, we offer flexible mortgage options, competitive interest rates, and simplified eligibility criteria to suit your unique needs.

Navigating the mortgage process from abroad can be complex, but with Keyzo, it doesn’t have to be. Our dedicated team of experts will assist you every step of the way—from documentation and pre-approval to final loan disbursement. We work closely with leading UAE banks to ensure a smooth and transparent experience, giving you peace of mind as you invest in one of the region’s most dynamic real estate markets.

Resident Mortgages:

At Keyzo, we offer tailored mortgage solutions for UAE residents looking to purchase their dream home or invest in real estate. Whether you're a salaried professional or self-employed, our team works closely with you to understand your financial profile and connect you with the most suitable mortgage options from top banks in the UAE. With access to competitive interest rates and flexible repayment plans, we make the journey to homeownership easier, faster, and more affordable.

From initial consultation and pre-approval to finalizing the loan, our experts handle the entire process with transparency and efficiency. We ensure that you are well-informed at every step, saving you time and effort. With Keyzo, you don’t just get a mortgage—you get a trusted partner dedicated to helping you secure the best possible financing for your future.